Bihar Student Credit Card Scheme
Complete guide to the Bihar Student Credit Card (BSCC) Scheme 2026. Explore eligibility guidelines, approved degree courses, interest subvention rates, and 4-step DRCC verification assistance.
Bihar Student Credit Card Scheme
Credit Card Scheme
Bihar Student Credit Card Yojana 2026: Candidates can check their BSCC application status now. The Bihar Student Credit Card Yojana was launched on 2nd October 2016. This is a loan scheme that helps the students to pursue higher studies. This Credit Card Scheme is also known as the "MNSSBY Bihar Student Credit Card Scheme". The main aim of introducing this Credit Card yojana is to bridge the gap between the "Gross Enrollment Ratio" in Bihar and in other parts of India.
The Bihar Student Credit Card Scheme (BSCC) is a government initiative launched by the Government of Bihar to help students pursue higher education without financial barriers. Under this scheme, students can receive education loans of up to ₹4 lakh at very low interest rates.
This program is part of the Mukhyamantri Nishchay Swayam Sahayata Bhatta Yojana initiative, designed to increase higher education enrollment in Bihar.
The scheme helps thousands of students every year who want to study engineering, medical, management, law, computer applications (BCA/MCA), commerce, arts, science, and other professional courses.
| Feature | Details |
|---|---|
| Scheme Name | Bihar Student Credit Card Scheme (BSCC) |
| Loan Amount | Up to ₹4,00,000 |
| Interest Rate | 4% per year |
| Special Interest Rate | 1% for female, disabled, and transgender students |
| Repayment Period | Up to 15 years |
| Application Mode | Online |
How to Apply for Bihar Student Credit Card Scheme
Students can apply online through the official MNSSBY portal following these sequential stages:
Required Documents for DRCC Verification
Need Help with College Admission & BSCC Approval?
Helpage Education Foundation guides students from Gaya, Patna, and across Bihar in obtaining bonafide fee structures from UGC-DEB accredited universities and completing error-free DRCC verification.